This Cookie Policy explains how we use cookies and similar technologies on our website, in line with the Privacy Act 1988 (Cth), the Australian Privacy Principles (APPs), and applicable online tracking regulations.

1. What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They help us recognise your device, remember your preferences, and improve your browsing experience.

2. Types of Cookies We Use
We use the following categories of cookies:
Strictly Necessary Cookies ? Essential for the operation of our website (e.g., login security, transaction processing).
Performance Cookies ? Collect anonymous data about website traffic and usage to help us improve site performance.
Functional Cookies ? Remember your preferences (such as language, region, and settings) to enhance your experience.
Analytics & Tracking Cookies ? Help us understand user behaviour and measure effectiveness of our services.
Marketing Cookies ? May be used to deliver relevant ads on third-party platforms.

3. Why We Use Cookies
We use cookies to:
Enable secure login and account functions
Customise your user experience
Analyse website traffic and usage trends
Improve our website performance and services
Deliver personalised marketing (with consent)

4. Managing Cookies
You have the right to control and manage cookies:
Browser Settings: Most browsers allow you to block or delete cookies.
Consent Preferences: You may choose to accept or reject non-essential cookies when prompted.
Third-Party Opt-Out: You can opt out of targeted advertising via Google Ads Settings or Network Advertising Initiative.
Please note: Disabling certain cookies may affect functionality and limit your access to some features.

5. Third-Party Cookies
We may allow trusted third-party service providers (such as analytics or advertising partners) to place cookies on your device to support our operations. These providers are subject to their own privacy and cookie policies.

6. Updates to This Policy
We may update this Cookie Policy from time to time. The latest version will always be available on our website.